What does it take to ensure financial security during retirement? For seniors, managing assets and planning for the future can feel overwhelming. This is where specialized firms like Cambridge Investment Research Advisors step in. Founded in 1981 and headquartered in Fairfield, Iowa, this firm has become a trusted name in financial planning.
As a subsidiary of the 42-year-old Cambridge Investment Group, the firm offers tailored services for seniors. These include managing retirement assets and legacy planning. With over $100 billion in assets under advisement as of 2019, it’s clear why this firm is one of the largest independent broker-dealers in the U.S.
Dual-registered as a broker-dealer and RIA, Cambridge Investment Research Advisors Inc. provides a comprehensive approach to financial planning. Their national reach ensures that seniors across the country can access expert guidance. Whether you’re planning for retirement or securing your legacy, this firm is equipped to help.
Key Takeaways
- Specializes in retirement and legacy planning for seniors.
- Founded in 1981, headquartered in Fairfield, Iowa.
- Manages over $100 billion in assets under advisement.
- One of the largest independent broker-dealers in the U.S.
- Dual-registered as a broker-dealer and RIA.
Introduction to Cambridge Investment Research Advisors
Understanding the roots of a trusted financial firm can provide clarity for seniors seeking reliable solutions. Founded in 1981, this firm has grown into a leading name in the industry. Over the years, it has evolved to meet the changing needs of its clients.
Eric Schwartz, the founder, remains actively involved as Chairman. Since 2017, Amy Webber has taken the helm as CEO, bringing fresh perspectives to the business. This leadership duo ensures a balance of experience and innovation.
Regulation and compliance are cornerstones of the firm’s operations. As a member of FINRA/SIPC, it adheres to strict standards, ensuring client trust and security. This commitment to compliance has been a key factor in its success.
The firm’s business model has also transformed over the years. Starting as a single broker-dealer, it now operates as a holding company with multiple subsidiaries. This structure allows for diversified services and greater flexibility.
Today, the firm ranks among the top 15 independent broker-dealers by revenue. Its national presence spans 47 states, offering tailored solutions to clients across the country. This growth reflects its dedication to excellence and client satisfaction.
| Key Milestones | Details |
|---|---|
| Founded | 1981 |
| Leadership | Eric Schwartz (Chairman), Amy Webber (CEO since 2017) |
| Regulatory Standing | Member of FINRA/SIPC |
| Business Model | Holding company with multiple subsidiaries |
| Market Position | Top 15 independent broker-dealers by revenue |
For seniors looking for a partner in financial planning, this firm offers decades of expertise and a client-focused approach. To explore more about modern financial solutions, check out our guide on AI-powered robo-advisors.
Why Choose Cambridge Investment Research Advisors?
Seniors deserve tailored solutions that adapt to their unique needs and goals. With over 40 years of industry experience, this firm has built a reputation for reliability and expertise. Their approach combines advanced technology with personalized support to ensure clients achieve their financial objectives.
Decades of Expertise
Since its founding in 1981, the firm has navigated multiple market cycles, proving its resilience and adaptability. This longitudinal performance ensures that clients benefit from strategies tested across various economic conditions. Their ability to preserve capital during volatile periods, such as the 2020 market downturn, highlights their expertise.
Advisors at the firm are supported by coaching teams and consulting resources. This infrastructure allows for portfolio customization, ensuring that each client’s financial plan aligns with their goals. Whether it’s retirement planning or legacy management, the firm’s experience provides a solid foundation for success.
Personalized Financial Solutions
The firm’s open architecture technology platforms support diverse investment strategies. This flexibility allows advisors to create financial solutions tailored to individual needs. High-net-worth clients benefit from dedicated relationship managers who provide personalized attention and guidance.
For seniors, this level of customization is invaluable. It ensures that their financial plans evolve as their needs change. From asset allocation to legacy planning, the firm’s approach is designed to provide peace of mind and long-term stability.
| Key Features | Details |
|---|---|
| Years of Experience | 40+ years in the industry |
| Technology | Customizable open architecture platforms |
| Client Support | Dedicated relationship managers for high-net-worth clients |
| Case Study | Asset allocation strategies during 2020 market volatility |
For more insights into modern financial tools, explore our guide on AI-powered financial tools. Choosing the right partner can make all the difference in securing your future.
Services Offered by Cambridge Investment Research Advisors
Navigating financial planning requires expertise and tailored strategies. This firm offers a range of services designed to meet the unique needs of seniors. From retirement planning to estate coordination, their approach ensures long-term stability and peace of mind.
Retirement Planning
Retirement planning is a cornerstone of their services. They provide strategies like annuity laddering and systematic withdrawal analysis to ensure consistent income. Their institutional-grade research integrates Morningstar insights and proprietary market data for informed decision-making.
Wealth Management
Wealth management services focus on preserving and growing assets. Their sample portfolios include a 5.41% allocation to Vanguard Index Funds, reflecting a balanced approach. Advanced technology platforms allow for real-time performance tracking and portfolio adjustments.
Estate Planning
Estate planning ensures your legacy is managed according to your wishes. They collaborate with tax attorneys and trust specialists to provide comprehensive coordination services. This level of detail ensures all aspects of your estate are handled with care.
| Service | Key Features |
|---|---|
| Retirement Planning | Annuity laddering, systematic withdrawal analysis, Morningstar integration |
| Wealth Management | Vanguard Index Funds allocation, real-time performance tracking |
| Estate Planning | Collaboration with tax attorneys, trust specialists, legacy coordination |
For more information, contact their main line at 800.777.6080. Their SEC-registered RIA status ensures compliance and trust, making them a reliable partner for seniors.
Benefits of Working with Cambridge Investment Research Advisors
Choosing the right financial partner can significantly impact your long-term financial stability. Cambridge Investment Research Advisors offers a range of benefits designed to meet the unique needs of seniors. Their approach combines expert guidance with a client-centric focus, ensuring a smooth financial journey.
Expert Guidance
With over four decades of experience, the firm provides expert guidance tailored to individual needs. Their advisors are supported by coaching teams and consulting resources, ensuring personalized financial solutions. Enhanced supervision protocols implemented after a 2016 settlement have further strengthened their regulatory oversight.
Performance benchmarking against appropriate age-based indices ensures that clients’ portfolios are optimized for their specific goals. This level of detail and expertise provides peace of mind and long-term stability.
Client-Centric Approach
The firm’s client-centric approach is evident in their customized advisory services. They offer retirement workshops and market update webinars to keep clients informed and engaged. Their financial institution partnerships provide custom programs for bank-based wealth management, ensuring a comprehensive approach to financial planning.
Succession planning support is another key feature, offering multi-generational wealth transfer strategies. This ensures that your legacy is managed according to your wishes, providing satisfaction and security for future generations.
| Key Benefits | Details |
|---|---|
| Expert Guidance | Coaching teams, enhanced supervision protocols, performance benchmarking |
| Client-Centric Approach | Customized advisory services, retirement workshops, succession planning support |
| Financial Institution Partnerships | Custom programs for bank-based wealth management |
| Client Education Initiatives | Retirement workshops, market update webinars |
For more detailed information on their services, you can explore their comprehensive brochure. Choosing the right partner can make all the difference in securing your financial future.
Cambridge Investment Research Advisors: A Trusted Partner for Seniors
For seniors, financial planning is a journey best taken with experts. Cambridge Investment Research Advisors offers comprehensive solutions designed to ensure long-term stability and peace of mind. Their approach combines advanced technology with personalized support, making them a reliable partner for seniors.
Located at 1776 Pleasant Plain Road, their Iowa headquarters is equipped with disaster recovery systems. This ensures uninterrupted service, even in challenging circumstances. Their commitment to security is further demonstrated by SOC 2-certified data protection protocols, safeguarding client information.
Key features of their services include:
- Liquidity Management: Cash sweep programs with FDIC-insured options provide flexibility and security.
- Philanthropic Coordination: Donor-advised fund integration allows clients to support causes they care about.
- Multi-Generational Planning: Family office-style services cater to complex estates, ensuring seamless wealth transfer.
With a capacity to serve 47 advisory clients, the firm’s parent company structure ensures diversified and flexible solutions. Their focus on client satisfaction is evident in every aspect of their operations, making them a trusted partner for seniors across the country.
Conclusion
Securing your financial future requires expertise and trust. This firm operates under a fiduciary duty framework regulated by the SEC, ensuring your best interests are always prioritized. Their commitment to compliance and transparency builds confidence in every decision.
For personalized guidance, contact their business development team at 877.688.2369 or email [email protected] for institutional inquiries. Their senior-specific services are tailored to meet unique needs, offering peace of mind for retirees.
Backed by the institutional strength of Cambridge Investment Group, this firm combines decades of experience with innovative solutions. Their dual registration as a broker-dealer and RIA ensures comprehensive support for managing your assets effectively.
Take the first step toward financial stability. Schedule a consultation today and experience the difference expert guidance can make.